First fixed legal subcharge the first charges by way of legal mortgage over residential property in england & wales (as defined in annexures to the transfers) & all principal sums interest, costs & other sums secured thereby & the benefit of all rights of the mortgagee in respect thereof & all the right, title interest powers & benefit present & future of the mortgagor therein. (See doc fordetails M105 reg's 6.9.88).

By way of assignment all finances right, title interest & benefit present & future under each of the novation agreement dated 3/3/89 etc (please see form 395 M142 for full details).