By way of first fixed charge all the companys right title interest and benefit in to and under the english loans and the english mortgages in the mortgage pool, the companys right title benefit and interest in to and under the life policies, the right title and interest and benefit present and future in to and under the insurance contracts and individual contracts. See the mortgage charge document for full details.

The company's whole right, title and interest, present and future, in and to the additional scottish trust property and in and to the supplemental declaration of trust. See the mortgage charge document for full details.