3.1 legal mortgage. As a continuing security for the payment and discharge of the secured liabilities, the borrower with full title guarantee charges to the lender, by way of legal mortgage, all estates or interests in any freehold, leasehold or commonhold property now owned by it,. Including the real property (if any) specified in schedule 1, being the premises known as hollis croft plot a sheffield registered at the land registry under title numbers SYK676236, SYK22434 and SYK353414. For further details of the properties charged, please refer to schedule 1 of the debenture.. 3.2 fixed charges. As a continuing security for the payment and discharge of the secured liabilities, the borrower with full title guarantee charges to the lender by way of a first fixed charge:. 3.2.1 all present and future estates or interests of the borrower in, or over, any freehold, leasehold or commonhold property (other than any such property effectively mortgaged under clause 3.1);. 3.2.8 all the intellectual property;.