1. by way of legal mortgage, all its estate or interest in the property; 2. all estates or interests in any freehold and leasehold property and its proceeds of sale now and in the future vested in or charged to the borrower; 3. all intellectual property rights, things in action and claims of the borrower, present and future, and the proceeds of any insurance from time to time affecting the charged assets.. Notification of addition to or amendment of charge.